Arro Card
Loan Amount : up to $2,500
Start with credit limit up to $300, grow to $2,500
- APR : 24.99% Variable
 - Loan Term : See Website for Details
 - Credit Needed : All Credit Types Accepted
 - Updated For : Tue 04 Nov, 2025
 
Terms and Conditions Apply
Overview
- No hard inquiry to apply.
 - Apply in 5 minutes or less.
 - Get up to $300 with the unsecured Arro Card. Grow your credit line up to $2,500.
 - Earn 1% cash back on gas & groceries, including Walmart and Target
 - Instantly increase your credit limit as you master your personal finances in the Arro app.
 - Reports to all 3 credit bureaus.
 - The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
 
Highlights
- Primary Benefit: Build credit while earning rewards
 - Rewards Rate: 1% cashback on gas and groceries
 - Credit Limit: Start with credit limit up to $300, grow to $2,500
 - Regular APR: 24.99% Variable
 - Annual Fee: $60* (*discounted in Year 1 for starting credit lines under $300)
 - Credit Recommended: All Credit Types Accepted
 - Checking Account Required: Yes
 - Card Brand: Mastercard®
 - Late Payment Fee: Up to $38
 - Return Payment Fee: $0
 
Specifications
| APR | 24.99% Variable | 
|---|---|
| Loan Term | See Website for Details | 
| Credit Needed | All Credit Types Accepted | 
Disclosures
See Website for Details
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