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About Our Ratings

Please note: we are not a lender and do not issue credit or loans ourselves. Instead, we work in partnership with reputable credit card companies and lending institutions to connect you with potential offers. All terms—such as interest rates, fees, and approval criteria—are set solely by the lenders and are beyond our control. We do not make credit decisions, nor do we broker or process online loans or lines of credit. Our role is to share your information with our partners to help match you with available offers. However, submitting your information does not guarantee approval. The operator of this website is not a broker, agent, or representative of any lender or credit provider.

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Advertiser Disclosure

We maintain paid partnerships with certain credit card issuers and lending institutions, which means we may receive compensation when you apply for or are approved for financial products through links on our site. While these relationships may influence how products are ranked or featured, we are committed to providing accurate, honest, and helpful information to assist your financial decision-making. Please note that our listings may not cover every available product or offer from all financial institutions.

Arro Card

Credit Card Details

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Arro Card

No hard inquiry to apply

  • Card Brand

    MasterCard

  • Credit Recommended

    All Credit Types Accepted

  • Regular Purchase APR

    16% Variable

  • Annual Fee

    $36* (*discounted in Year 1 for starting credit lines under $200)

  • Rewards

    n/a

Highlights

  • No hard inquiry to apply.
  • Apply in 5 minutes or less.
  • Get up to $200 with the unsecured Arro Card. Grow your credit line up to $2,500.
  • Earn 1% cash back on gas & groceries, including Walmart and Target
  • Instantly increase your credit limit as you master your personal finances in the Arro app.
  • Reports to all 3 credit bureaus.
  • The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

Additional Info

  • Primary Benefit: Build and grow credit – up to $2,500 over time
  • Rewards Rate: 1% cashback
  • Credit Limit: Up to $200 starting limit
  • Regular APR: 16% Variable
  • Annual Fee: $36* (*discounted in Year 1 for starting credit lines under $200)
  • Credit Recommended: All Credit Types Accepted
  • Checking Account Required: Yes
  • Card Brand: Mastercard®
  • Late Payment Fee: Up to $8
  • Return Payment Fee: $0

Specifications

Rewards n/a
Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 16% Variable
Annual Fee $36* (*discounted in Year 1 for starting credit lines under $200)
Credit Recommended All Credit Types Accepted
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Up to $8
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

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