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About Our Ratings

Please note: we are not a lender and do not issue credit or loans ourselves. Instead, we work in partnership with reputable credit card companies and lending institutions to connect you with potential offers. All terms—such as interest rates, fees, and approval criteria—are set solely by the lenders and are beyond our control. We do not make credit decisions, nor do we broker or process online loans or lines of credit. Our role is to share your information with our partners to help match you with available offers. However, submitting your information does not guarantee approval. The operator of this website is not a broker, agent, or representative of any lender or credit provider.

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Advertiser Disclosure

We maintain paid partnerships with certain credit card issuers and lending institutions, which means we may receive compensation when you apply for or are approved for financial products through links on our site. While these relationships may influence how products are ranked or featured, we are committed to providing accurate, honest, and helpful information to assist your financial decision-making. Please note that our listings may not cover every available product or offer from all financial institutions.

MAGNUM – Credit Builder Account

Credit Card Details

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MAGNUM – Credit Builder Account

No credit history needed; no hard check required

  • Card Brand

    Other

  • Credit Recommended

    All Credit Types Considered

  • Regular Purchase APR

    0.00%

  • Annual Fee

    $0.00

  • Monthly Fee

    See Site for Details

  • Rewards

    n/a

Highlights

  • Get up to a +86 average* FICO® Score increase on autopilot
  • Designed for the biggest long-term impact on your credit score
  • Build from $2,000 up to $30,000 of credit history starting at low monthly payments
  • Great if you want to access premium CCs & higher credit limits
  • No credit history needed; no hard check required
  • No prepayment or early cancellation fees

    *Individual results may vary, terms and conditions may apply. Average credit score improvement for MAGNUM account holders who made 12 on-time payments.

Additional Info

  • Credit Check: No
  • Credit Recommended: All Credit Types Considered
  • Reports to Consumer Reporting Agencies: Experian, TransUnion, Equifax
  • Coverage: Excludes: WI, VT

Specifications

Rewards n/a
Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 0.00%
Annual Fee $0.00
Monthly Fee See Site for Details
Credit Recommended All Credit Types Considered
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Return Check Fee See Terms
Foreign Trans Fee See Terms
Balance Transfer Fee See Terms

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