Considering a Payday Loan? Tap These Alternatives First
When you’re in a financial bind, a payday loan can seem like a quick solution. However, these short-term loans come with extremely high-interest rates, often in the triple digits, making….
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Who Are the Major Credit Bureaus?
Credit bureaus, also known as credit reporting agencies, collect the information that determines credit reports and scores, but who are they? There are three major credit bureaus that handle massive….
What Are Payday Loans and Who Are They Made For
As the name implies, payday loans are designed to help tide workers over from one payday to the next. Many people use payday loans as a source of quick cash,….
Top Credit Card Safety Tips
Most of us have at least one credit card in our wallets. Chances are, you have several. You probably also have one or two debit cards that can be used….
Exploring the Benefits of Using Credit Cards
Most people use credit cards because money feels more accessible and it is far easier than always needing to carry cash or worrying about your current bank balance. Unbeknownst to….
Credit Score Got You Down? Here’s How to Bring it up.
Credit. Everyone needs it, not everyone wants it, and when you need it most, it is hardest to come by. Building a positive credit rating takes time and careful management,….
Credit Card Benefits to Look Out For
With a greater choice of credit cards available than ever before, it can be difficult to determine which one is best for you. Some credit cards are best suited to….
Can a Secured Card Help You Rebuild Your Credit?
It is becoming increasingly difficult to go through life without at least one credit card. However, for those with a bad credit history, getting approved for a regular credit card….