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About Our Ratings

Please note: we are not a lender and do not issue credit or loans ourselves. Instead, we work in partnership with reputable credit card companies and lending institutions to connect you with potential offers. All terms—such as interest rates, fees, and approval criteria—are set solely by the lenders and are beyond our control. We do not make credit decisions, nor do we broker or process online loans or lines of credit. Our role is to share your information with our partners to help match you with available offers. However, submitting your information does not guarantee approval. The operator of this website is not a broker, agent, or representative of any lender or credit provider.

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Advertiser Disclosure

We maintain paid partnerships with certain credit card issuers and lending institutions, which means we may receive compensation when you apply for or are approved for financial products through links on our site. While these relationships may influence how products are ranked or featured, we are committed to providing accurate, honest, and helpful information to assist your financial decision-making. Please note that our listings may not cover every available product or offer from all financial institutions.

Rewards

When it comes to credit cards, rewards cards are a fan favorite—and for good reason. The right rewards credit card lets you earn points on your everyday purchases and redeem them for things like travel, cash back, gift cards, and more. With so many issuers competing to offer the best perks, you’ll find plenty of valuable options as a consumer. Whether you’re after flexible redemption or high-value rewards, we’ve highlighted some of the top rewards credit card offers below to help you find your perfect match.

Fortiva® Cash Back Rewards Mastercard

Up to $1,000 Credit Limit

  • Card Brand

    MasterCard

  • Credit Recommended

    Fair

  • Annual Fee

    $85-$175 first year, $229 thereafter

  • Monthly Fee

    N/A

  • Regular Purchase APR

    36% Fixed

  • Rewards

    Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.

  • Full Details

    Card Page

Highlights

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Use Anywhere Mastercard is Accepted
  • No Security Deposit
  • $0 fraud liability**
  • Free access to your Credit Score†

*See Program Terms for important information about the cash back rewards program.

**Fraud liability subject to Mastercard rules.

† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.