Advertiser Disclosure  |  About Our Ratings
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About Our Ratings

Please note: we are not a lender and do not issue credit or loans ourselves. Instead, we work in partnership with reputable credit card companies and lending institutions to connect you with potential offers. All terms—such as interest rates, fees, and approval criteria—are set solely by the lenders and are beyond our control. We do not make credit decisions, nor do we broker or process online loans or lines of credit. Our role is to share your information with our partners to help match you with available offers. However, submitting your information does not guarantee approval. The operator of this website is not a broker, agent, or representative of any lender or credit provider.

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Advertiser Disclosure

We maintain paid partnerships with certain credit card issuers and lending institutions, which means we may receive compensation when you apply for or are approved for financial products through links on our site. While these relationships may influence how products are ranked or featured, we are committed to providing accurate, honest, and helpful information to assist your financial decision-making. Please note that our listings may not cover every available product or offer from all financial institutions.

Capital Bank

Capital Bank might not always be the first name you think of—but it absolutely deserves a spot on your credit card shortlist. Known for offering accessible credit card options, Capital Bank is especially helpful for those who are new to credit or working to rebuild it. One standout choice is the OpenSky® Secured Visa®, a popular card that doesn’t require a credit check to apply. If you’re looking for a reliable way to build or improve your credit, take a look at the Capital Bank offers below to see if one fits your financial goals.

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opensky® Secured Visa® Credit Card

No credit check required – 89% approval rate with zero credit risk to apply!

  • Card Brand

    Visa®

  • Credit Recommended

    No credit, Poor, Fair

  • Annual Fee

    $35

  • Monthly Fee

    N/A

  • Regular Purchase APR

    23.89% (variable)

  • Rewards

    Up to 10% cash back rewards

  • Full Details

    Card Page

  • Rates & Fees Link