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About Our Ratings

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Advertiser Disclosure

We maintain paid partnerships with certain credit card issuers and lending institutions, which means we may receive compensation when you apply for or are approved for financial products through links on our site. While these relationships may influence how products are ranked or featured, we are committed to providing accurate, honest, and helpful information to assist your financial decision-making. Please note that our listings may not cover every available product or offer from all financial institutions.

Destiny® Mastercard® – Up to 3% Cashback Rewards

Credit Card Details

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Destiny® Mastercard® – Up to 3% Cashback Rewards

No security deposit required—get started today!

  • Card Brand

    MasterCard

  • Credit Recommended

    Fair

  • Regular Purchase APR

    35.90%

  • Annual Fee

    $175 the first year; $49 thereafter

  • Rewards

    Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases

Highlights

  • A rewards card for people with less-than-perfect credit!
  • Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
  • A guaranteed $700 credit limit to help you build access to credit, if approved.
  • With Cashback Rewards, you get to live like an A-lister.
  • Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
  • Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
  • No security deposit required—get started today!

Specifications

Rewards Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases
Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 35.90%
Annual Fee $175 the first year; $49 thereafter
Credit Recommended Fair
Cash Advance APR 35.90%
Cash Advance Fee $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
Cash Grace Period See terms
Late Payment Fee Up to $41
Return Check Fee See terms
Foreign Trans Fee 1% of each transaction in U.S. dollars.
Balance Transfer Fee See terms

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