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About Our Ratings

Please note: we are not a lender and do not issue credit or loans ourselves. Instead, we work in partnership with reputable credit card companies and lending institutions to connect you with potential offers. All terms—such as interest rates, fees, and approval criteria—are set solely by the lenders and are beyond our control. We do not make credit decisions, nor do we broker or process online loans or lines of credit. Our role is to share your information with our partners to help match you with available offers. However, submitting your information does not guarantee approval. The operator of this website is not a broker, agent, or representative of any lender or credit provider.

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Advertiser Disclosure

We maintain paid partnerships with certain credit card issuers and lending institutions, which means we may receive compensation when you apply for or are approved for financial products through links on our site. While these relationships may influence how products are ranked or featured, we are committed to providing accurate, honest, and helpful information to assist your financial decision-making. Please note that our listings may not cover every available product or offer from all financial institutions.

GO2bank

Credit Card Details

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GO2bank

Overdraft protection up to $200 with opt-in and eligible direct deposit*

  • Card Brand

    Visa

  • Credit Recommended

    All Credit Types Considered

  • Regular Purchase APR

    n/a

  • Annual Fee

    No monthly fees with eligible direct deposit, otherwise $5 per month

  • Rewards

    Earn up to 7% cash back when you buy eGift Cards in the app

Highlights

  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app

Specifications

Rewards Earn up to 7% cash back when you buy eGift Cards in the app
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR n/a
Annual Fee No monthly fees with eligible direct deposit, otherwise $5 per month
Credit Recommended All Credit Types Considered
Cash Advance APR 26.24% Variable
Cash Advance Fee $5.00/8% or $10.00/3%, whichever is greater (see terms)
Cash Grace Period 0 or 24 Days (see terms)
Late Payment Fee Up to $39 (terms apply)
Return Check Fee Up to $39 (terms apply)
Foreign Trans Fee 3% or $1.00, whichever is greater
Balance Transfer Fee N/A

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