New to Credit - Credit Cards

Today’s Featured Card

Experian CreditMatch™

Get Personalized Credit Card Offers Based on Your Credit Profile from Experian®. 100% Free!

Rating
Credit Recommended
Any Credit Welcome
Regular Purchase APR
See Terms
Annual Fee
See Terms
Updated For
Sun 03 Aug 2025
Full Details
Card Page

the Secured Self Visa® Credit Card

Reports to all 3 credit bureaus. No hard credit pull and no credit history required

Card Brand
Visa
Credit Recommended
No Credit, New to Credit, Limited Credit, Bad, Poor
Annual Fee
$0 ($25 Annual Fee after the first year.)^
Regular Purchase APR
28.24% (Variable Rates)
Rewards
n/a
Full Details
Card Page

Highlights

The secured Self Visa® Credit Card¹ is designed to help you build or rebuild your credit with confidence. No credit check or score required.

The secured Self Visa® Credit Card is a low annual fee credit card that helps you build your credit when used responsibly.
Unlike a debit card, it reports your payment history to all 3 major credit bureaus, helping you build credit history.
Use your card anywhere Visa® is accepted in the US.
A $100 minimum security deposit is required². Once approved, your credit limit will be equal to your security deposit.
Get help staying on track with Autopay and account alerts.
Manage your account 24/7 online, by phone, or in our mobile app.

Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.

^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 28.24%. Offer valid for new customers only.

PREMIER Bankcard® Mastercard® Credit Card

Start building credit by keeping your balance low and paying all your bills on time each month

Card Brand
MasterCard
Credit Recommended
Fair/Poor
Annual Fee
See Terms
Regular Purchase APR
See Terms
Rewards
n/a
Full Details
Card Page

Highlights

PREMIER Bankcard credit cards are for building credit.
Start building credit by keeping your balance low and paying all your bills on time each month.
When you need assistance our award-winning US-based Customer Service agents are there to help.
Credit Limit Increase Eligible after 12 months of consistent responsible account management.
We report monthly to the Consumer Reporting Agencies to help you build your credit.

GO2bank

Overdraft protection up to $200 with opt-in and eligible direct deposit*

Card Brand
Visa
Credit Recommended
All Credit Types Considered
Annual Fee
No monthly fees with eligible direct deposit, otherwise $5 per month
Regular Purchase APR
n/a
Rewards
Earn up to 7% cash back when you buy eGift Cards in the app
Full Details
Card Page

Highlights

Overdraft protection up to $200 with opt-in and eligible direct deposit*
No monthly fees with eligible direct deposit, otherwise $5 per month
Earn up to 7% cash back when you buy eGift Cards in the app

Arro Card

No hard inquiry to apply

Card Brand
MasterCard
Credit Recommended
All Credit Types Accepted
Annual Fee
$36* (*discounted in Year 1 for starting credit lines under $200)
Regular Purchase APR
16% Variable
Rewards
n/a
Full Details
Card Page

Highlights

No hard inquiry to apply.
Apply in 5 minutes or less.
Get up to $200 with the unsecured Arro Card. Grow your credit line up to $2,500.
Earn 1% cash back on gas & groceries, including Walmart and Target
Instantly increase your credit limit as you master your personal finances in the Arro app.
Reports to all 3 credit bureaus.
The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

Chime Secured Credit Builder Visa® Credit Card

No Credit Check to Apply

Card Brand
Visa
Credit Recommended
Any Credit Welcome
Annual Fee
$0.00
Regular Purchase APR
No Interest
Rewards
n/a
Full Details
Card Page

Highlights

Introducing Credit Builder (effective 10/28/24, members can apply for Credit Builder without $200+ direct deposit requirement):

To apply for Credit Builder, you must have an active Chime® Checking Account.

Credit Builder is a secured credit card
No credit check to apply
No annual fees
No minimum security deposit*
Limit risk of overspending

Eligibility Requirements

1. “Apply” for the Credit Builder Card
2. Chime Checking Account required to apply

Build Credit History

Help increase your credit scores/FICO® Score by an average of 30 points¹
Build credit history
A better way to build credit
Using Credit Builder can build your credit history
Start building credit history with money you’ve set aside

Safer Credit Building

Turn on Safer Credit Building* to automatically pay your balance in full each month
Your balance will be automatically paid on time², every month

The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.

Experian® Personal Loans Match

Let us match you to personalized loans offers

Card Brand
MasterCard
Credit Recommended
Fair/Poor
Annual Fee
See Terms
Regular Purchase APR
See Issuer Website
Rewards
See Issuer Website
Full Details
Card Page

Highlights

Let us match you to personalized loans offers.
Get started with your FICO® ScoreΘ for free. Learn about personal loans.

See your FICO® ScoreΘ for free
Get your FICO® Score and Experian Credit Report along with the positive and negative factors impacting your credit.

Offers matched to you
We’ll help analyze your individual credit situation and match you to the best offers specifically for you.

Gain a trusted financial partner
Experian’s vast data assets and smart analytics power are available to you so you can be better at credit.

Current Build Visa® Credit Card

Credit for everyone - Regardless of your credit history!

Card Brand
Other
Credit Recommended
No to Good Credit
Annual Fee
$0.00
Regular Purchase APR
0.00%
Rewards
Grow your savings - Earn up to a 4.00% Bonus on Savings Pods
Full Details
Card Page

Highlights

Credit for everyone – Regardless of your credit history!
Get paid up to 2 days faster – Using Direct Deposit.
Build credit not debt.
Grow your savings – Earn up to a 4.00% Bonus on Savings Pods

View Product Disclosures

MAGNUM – Credit Builder Account

No credit history needed; no hard check required

Card Brand
Other
Credit Recommended
All Credit Types Considered
Annual Fee
$0.00
Regular Purchase APR
0.00%
Rewards
n/a
Full Details
Card Page

Highlights

Get up to a +86 average* FICO® Score increase on autopilot
Largest credit builder in the nation
Build from $2,000 up to $30,000 of credit history starting at low monthly payments
Great if you want to access premium CCs & higher credit limits
No credit history needed; no hard check required
No prepayment or early cancellation fees

*Individual results may vary, terms and conditions may apply.

Klover

Pocket your cash in minutes –– get up to $200

Card Brand
Other
Credit Recommended
Any Credit Welcome
Annual Fee
$0.00
Regular Purchase APR
0% APR
Rewards
n/a
Full Details
Card Page

Highlights

Your payday can’t come soon enough! That’s where we come in. Get a Klover cash advance up to $200 cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.

HOW TO GET YOUR FIRST ADVANCE:

Enter your name, email and phone to sign up in seconds
Connect your bank so we know where to send your money
Pocket your cash in minutes –– get up to $200

But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:

SCORE EASY POINTS

Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes.

WIN MONEY ON THE DAILY

You’ve got a chance to win $100 every day. Plus, five people get to pocket $20. That’s over 2000 chances to win each year!

BUDGET LIKE A BOSS

Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.

MONEY FROM THE FUTURE

It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.

Net First Platinum

$750.00 Line of Credit*

Card Brand
Other
Credit Recommended
Damaged credit to Fair credit
Annual Fee
See Terms
Regular Purchase APR
0.00%
Rewards
n/a
Full Details
Card Page

Highlights

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

No Employment or Credit Check
Bad Credit, No Credit – OK
Always 0.0% APR
Fast Online Applications

*See Card for Details

Freedom Gold Card

You are pre-approved for a $750 unsecured credit line

Card Brand
Other
Credit Recommended
Damaged credit to fair credit
Annual Fee
See Terms
Regular Purchase APR
0.00%
Rewards
n/a
Full Details
Card Page

Highlights

You are pre-approved for a $750 unsecured credit line (Usable only at TheHorizonOutlet.com) with the Freedom Gold Card! Sign up now, our application process is fast and easy.

$750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
Instant Approval*
No Credit Check
No Employment Check
Fast online application
Bad Credit – OK

*See site for details