Destiny® Mastercard® – Up to 3% Cashback Rewards
No security deposit required—get started today!
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Card Brand
MasterCard
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Credit Recommended
Fair
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Regular Purchase APR
35.90%
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Annual Fee
$175 the first year; $49 thereafter
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Monthly Fee
$0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
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Rewards
Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases
Highlights
- A rewards card for people with less-than-perfect credit!
- Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
- A guaranteed $700 credit limit to help you build access to credit, if approved.
- With Cashback Rewards, you get to live like an A-lister.
- Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
- Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
- No security deposit required—get started today!
Specifications
| Rewards | Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases |
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| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Regular APR | 35.90% |
| Annual Fee | $175 the first year; $49 thereafter |
| Monthly Fee | $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) |
| Credit Recommended | Fair |
| Cash Advance APR | 35.90% |
| Cash Advance Fee | $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 ) |
| Cash Grace Period | See terms |
| Late Payment Fee | Up to $41 |
| Return Check Fee | See terms |
| Foreign Trans Fee | 1% of each transaction in U.S. dollars. |
| Balance Transfer Fee | See terms |
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