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About Our Ratings

Please note: we are not a lender and do not issue credit or loans ourselves. Instead, we work in partnership with reputable credit card companies and lending institutions to connect you with potential offers. All terms—such as interest rates, fees, and approval criteria—are set solely by the lenders and are beyond our control. We do not make credit decisions, nor do we broker or process online loans or lines of credit. Our role is to share your information with our partners to help match you with available offers. However, submitting your information does not guarantee approval. The operator of this website is not a broker, agent, or representative of any lender or credit provider.

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Advertiser Disclosure

We maintain paid partnerships with certain credit card issuers and lending institutions, which means we may receive compensation when you apply for or are approved for financial products through links on our site. While these relationships may influence how products are ranked or featured, we are committed to providing accurate, honest, and helpful information to assist your financial decision-making. Please note that our listings may not cover every available product or offer from all financial institutions.

Continental Finance

Since 2005, Continental Finance has become one of the fastest-growing names in the credit card space—especially for those with less-than-perfect credit. With over 2 million credit cards managed and a strong reputation for reliable customer service, they’ve earned their place among the top credit card servicers in the U.S. If you’re working to rebuild your credit or looking for a second chance, Continental Finance offers a range of credit card options that could be a great fit. It’s worth taking a closer look at what they have to offer before making your decision.

Reflex® Platinum Mastercard®

Up to $1,000 credit limit doubles up to $2,000*

  • Card Brand

    MasterCard®

  • Credit Recommended

    Bad/Fair

  • Annual Fee

    $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually

  • Monthly Fee

    N/A

  • Regular Purchase APR

    35.90% Fixed

  • Rewards

    n/a

  • Full Details

    Card Page

Surge® Platinum Mastercard®

Up to $1,000 credit limit doubles up to $2,000*

  • Card Brand

    MasterCard®

  • Credit Recommended

    Bad/Fair

  • Annual Fee

    Credit Limit of $300: $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually

  • Monthly Fee

    N/A

  • Regular Purchase APR

    35.90% Fixed

  • Rewards

    n/a

  • Full Details

    Card Page

FIT™ Platinum Mastercard®

Fast & Easy Application; Results Online in Seconds

  • Card Brand

    MasterCard®

  • Credit Recommended

    Bad/Fair

  • Annual Fee

    $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).

  • Monthly Fee

    N/A

  • Regular Purchase APR

    35.90% Fixed

  • Rewards

    n/a

  • Full Details

    Card Page