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About Our Ratings

Please note: we are not a lender and do not issue credit or loans ourselves. Instead, we work in partnership with reputable credit card companies and lending institutions to connect you with potential offers. All terms—such as interest rates, fees, and approval criteria—are set solely by the lenders and are beyond our control. We do not make credit decisions, nor do we broker or process online loans or lines of credit. Our role is to share your information with our partners to help match you with available offers. However, submitting your information does not guarantee approval. The operator of this website is not a broker, agent, or representative of any lender or credit provider.

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Advertiser Disclosure

We maintain paid partnerships with certain credit card issuers and lending institutions, which means we may receive compensation when you apply for or are approved for financial products through links on our site. While these relationships may influence how products are ranked or featured, we are committed to providing accurate, honest, and helpful information to assist your financial decision-making. Please note that our listings may not cover every available product or offer from all financial institutions.

GO2bank™

Credit Card Details

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GO2bank™

Overdraft protection up to $300 with opt-in and eligible direct deposit*

  • Card Brand

    Visa®

  • Credit Recommended

    All Credit Types Considered

  • Regular Purchase APR

    n/a

  • Annual Fee

    $0.00

  • Monthly Fee

    N/A

  • Rewards

    Earn up to 7% cash back when you buy eGift Cards in the app

Highlights

  • Overdraft protection up to $300 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

*Terms and conditions apply. GO2bank™ cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft fees may apply. Click Apply Now to learn more.

Additional Info

  • Overdraft Protection: up to $300 with opt-in and eligible direct deposits
  • Activation Fee: $0
  • Monthly Fee: No monthly fees with eligible direct deposit, otherwise $5 per month
  • Direct Deposit Fee: $0
  • ATM Fee: $0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.
  • Credit Recommended: All Credit Types Considered
  • Reports to Consumer Reporting Agencies: See more on Go2bank site
  • Number of Bureaus: 3

Specifications

Rewards Earn up to 7% cash back when you buy eGift Cards in the app
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR n/a
Annual Fee $0.00
Monthly Fee N/A
Credit Recommended All Credit Types Considered
Cash Advance APR N/A
Cash Advance Fee N/A
Cash Grace Period N/A
Late Payment Fee N/A
Return Check Fee N/A
Foreign Trans Fee N/A
Balance Transfer Fee N/A

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