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About Our Ratings

Please note: we are not a lender and do not issue credit or loans ourselves. Instead, we work in partnership with reputable credit card companies and lending institutions to connect you with potential offers. All terms—such as interest rates, fees, and approval criteria—are set solely by the lenders and are beyond our control. We do not make credit decisions, nor do we broker or process online loans or lines of credit. Our role is to share your information with our partners to help match you with available offers. However, submitting your information does not guarantee approval. The operator of this website is not a broker, agent, or representative of any lender or credit provider.

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Advertiser Disclosure

We maintain paid partnerships with certain credit card issuers and lending institutions, which means we may receive compensation when you apply for or are approved for financial products through links on our site. While these relationships may influence how products are ranked or featured, we are committed to providing accurate, honest, and helpful information to assist your financial decision-making. Please note that our listings may not cover every available product or offer from all financial institutions.

First Progress Prestige Secured Mastercard®

Credit Card Details

 APPLY NOW

First Progress Prestige Secured Mastercard®

Apply with no impact to your credit!*

  • Card Brand

    MasterCard

  • Credit Recommended

    Poor/Limited/No Credit

  • Regular Purchase APR

    13.49% (variable)

  • Annual Fee

    $49

  • Monthly Fee

    N/A

  • Rewards

    Up To 10% Cash Back on Purchases + 1% on Payments^^

Highlights

  • Turn Your Tax Refund into a Credit Building Opportunity in 2026!¹ Make Everyday Purchases = Get Rewarded. Make Payments = Get Rewarded.^^
  • Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
  • Apply with no impact to your credit!*
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
  • All credit types welcome to apply!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
  • *See Important Disclosures for complete offer details

Additional Info

  • Rewards Rate: Up To 10% Cash Back on Purchases + 1% on Payments^^
  • Credit Line: $2,000
  • Credit Recommended: Poor/Limited/No Credit
  • Regular APR: 13.49% (V)
  • Cash Advance APR: 22.49% (V)
  • Annual Fee: $49

Specifications

Rewards Up To 10% Cash Back on Purchases + 1% on Payments^^
Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 13.49% (variable)
Annual Fee $49
Monthly Fee N/A
Credit Recommended Poor/Limited/No Credit
Cash Advance APR 22.49% (variable)
Cash Advance Fee See Website for Details
Cash Grace Period See Website for Details
Late Payment Fee See Website for Details
Return Check Fee See Website for Details
Foreign Trans Fee See Website for Details
Balance Transfer Fee See Website for Details

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