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About Our Ratings

Please note: we are not a lender and do not issue credit or loans ourselves. Instead, we work in partnership with reputable credit card companies and lending institutions to connect you with potential offers. All terms—such as interest rates, fees, and approval criteria—are set solely by the lenders and are beyond our control. We do not make credit decisions, nor do we broker or process online loans or lines of credit. Our role is to share your information with our partners to help match you with available offers. However, submitting your information does not guarantee approval. The operator of this website is not a broker, agent, or representative of any lender or credit provider.

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Advertiser Disclosure

We maintain paid partnerships with certain credit card issuers and lending institutions, which means we may receive compensation when you apply for or are approved for financial products through links on our site. While these relationships may influence how products are ranked or featured, we are committed to providing accurate, honest, and helpful information to assist your financial decision-making. Please note that our listings may not cover every available product or offer from all financial institutions.

Imagine® Visa® Credit Card

Credit Card Details

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Imagine® Visa® Credit Card

Up to $1,000 credit limit subject to credit approval

  • Card Brand

    Visa

  • Credit Recommended

    Fair/Poor

  • Regular Purchase APR

    36% Fixed

  • Annual Fee

    As low as $99

  • Rewards

    Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.

Highlights

  • Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • No Security Deposit
  • The Imagine Card is issued by WebBank
  • Review Cardholder Agreement for rate and fee information
    *See Program Terms for important information about the cash back rewards program.
    **Zero liability subject to Visa’s Zero Liability Policy.

Additional Info

  • Rewards Rate: Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
  • Credit Line: Up to $1,000 credit limit subject to credit approval
  • Annual Fee: As low as $99
  • Regular APR: 36% Fixed
  • Credit Recommended: Fair/Poor
  • Card Brand: Visa®
  • Foreign Trans Fee: 3% of each transaction amount in U.S. dollars
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Balance Transfer Fee: 3% of the amount of each transfer

Specifications

Rewards Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 36% Fixed
Annual Fee As low as $99
Credit Recommended Fair/Poor
Cash Advance APR n/a
Cash Advance Fee Either $5 or 5% of the amount of each cash advance, whichever is greater
Cash Grace Period n/a
Late Payment Fee n/a
Return Check Fee n/a
Foreign Trans Fee 3% of each transaction amount in U.S. dollars
Balance Transfer Fee 3% of the amount of each transfer

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