Reflex® Platinum Mastercard®
Up to $1,000 credit limit doubles up to $2,000*
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Card Brand
MasterCard®
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Credit Recommended
Bad/Fair
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Regular Purchase APR
35.90% Fixed
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Annual Fee
$75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually
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Monthly Fee
N/A
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Rewards
n/a
Highlights
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- Mastercard Zero Liability Protection (subject to Mastercard guidelines)
* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.
Additional Info
- Credit Needed: Bad/Fair
- Purchase Intro APR : N/A
- Balance Transfers Intro APR : N/A
- Regular APR: 35.90% Fixed
- Annual Fee: Credit Limit of $300: $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually
- Cash Advance Fee – Credit Limit of $300 or $500: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
- Cash Advance Fee – Credit Limit of $750 or $1,000: Either $10 or 3% of the amount of each Cash Advance, whichever is greater from the date your Account is opened.
- Foreign Transaction Fee – Credit Limit of $300 or $500: $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
- Foreign Transaction Fee – Credit Limit of $750 or $1,000: 3% of each transaction in U.S. dollars from the date your Account is opened.
- Monthly Servicing Fee: Credit Limit of $300 or $500: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
- Late Payment Fee: Up to $41
- Returned Payment Fee :Up to $41
Specifications
| Rewards | n/a |
|---|---|
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Regular APR | 35.90% Fixed |
| Annual Fee | $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually |
| Monthly Fee | N/A |
| Credit Recommended | Bad/Fair |
| Cash Advance APR | See Terms |
| Cash Advance Fee | Credit Limit of $300 or $500: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater. |
| Cash Grace Period | n/a |
| Late Payment Fee | Up to $41 |
| Return Check Fee | Up to $41 |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
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