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Advertiser Disclosure

We maintain paid partnerships with certain credit card issuers and lending institutions, which means we may receive compensation when you apply for or are approved for financial products through links on our site. While these relationships may influence how products are ranked or featured, we are committed to providing accurate, honest, and helpful information to assist your financial decision-making. Please note that our listings may not cover every available product or offer from all financial institutions.

FIT™ Platinum Mastercard®

Credit Card Details

FIT™ Platinum Mastercard®

Fast & Easy Application; Results Online in Seconds

  • Card Brand

    MasterCard®

  • Credit Recommended

    Bad/Fair

  • Regular Purchase APR

    35.90% Fixed

  • Annual Fee

    $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).

  • Monthly Fee

    N/A

  • Rewards

    n/a

Highlights

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Additional Info

  • Purchase Intro APR : N/A
  • Annual Fee: $99 introductory fee for the first year, then $125 thereafter
  • Balance Transfers Intro APR : N/A
  • Credit Needed: Bad/Fair
  • Regular APR: 35.90% Fixed
  • Processing Fee: $95 (one-time fee)
  • Monthly Servicing Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Cash Advance APR: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
  • Foreign Transaction Fee : $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
  • Late Payment : Up to $41
  • Returned Payment : Up to $41

Specifications

Rewards n/a
Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 35.90% Fixed
Annual Fee $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
Monthly Fee N/A
Credit Recommended Bad/Fair
Cash Advance APR $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Up to $41
Return Check Fee Up to $41
Foreign Trans Fee n/a
Balance Transfer Fee n/a

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