Top Rated - Credit Cards

Getting approved for a credit card can feel overwhelming—especially if you’re starting out or rebuilding your credit. But don’t worry—we’ve made it easier by highlighting credit card issuers that are open to working with you. These cards were selected for their secure applications, clear terms, and transparent interest rates, so you know exactly what to expect. The application process is quick and hassle-free. Ready to take the next step? Explore the credit card options below and find the one that’s right for your financial journey.

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Super.com Secured Credit Card

No credit checks. Zero interest.² & No upfront security deposit³. $5,000 credit utilization boost³

Highlights

The Super.com Secured Credit Card isn’t just another card, it’s a breakthrough in how people can build credit.

The Super.com Card can help build your credit like a secured card, and gives you real rewards, all with no minimum or upfront deposit.³

Simple. Smart. Rewarding.

$5,000 credit utilization boost³
1% cashback on all purchases⁴
Reports to three major credit bureaus
No credit check or interest²
No upfront security deposit³

No credit checks. Zero interest.²

Traditional secured cards may make you deposit hundreds of dollars just to get started. We think that’s outdated. With Super.com, you keep your cash until you actually spend it.

Get a $5,000 credit utilization boost³

When you open your Super.com Secured Credit Card and enroll in credit reporting, we report a $5,000 credit limit to the major credit bureaus, giving your credit profile a boost.

Get started in 3 easy steps

Sign up for your Super+ membership – Access our full suite of credit building products. Cancel anytime.
Request your Super.com Secured Credit Card – Our seamless application process only takes a few minutes. No credit checks, no hassle.
Enroll in credit reporting

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the Secured Self Visa® Credit Card

Eligibility requirements apply. Card issued after requirements are met.

Highlights

Getting Started
Start by opening a Credit Builder Account for $25/month to build the savings needed to secure your card.*
(*minus interest and fees)

No Credit History Required
Apply with no credit check, no hard inquiry, and no minimum credit score.

Build Your Credit
Reports payment history to all three major credit bureaus.

Introductory Offer
Enjoy a $0 annual fee for the first year ($25 annual fee thereafter)^.

Low Deposit Requirement
A $100 minimum security deposit is required. Once approved, your credit limit will be equal to your security deposit.

Universal Card Acceptance
Use your card anywhere Visa® is accepted in the U.S. and easily add it to Apple Pay, Samsung Pay, and Google Pay.

Security
Includes access to credit score monitoring and Visa’s $0 Fraud Liability Guarantee for lost or stolen cards, at no cost.

Control
Get help staying on track with Autopay and account alerts. Manage your account 24/7 online, by phone, or in our mobile app.

The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.

Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.

^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.

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the secured Chime Visa® Credit Card

No Credit Check to Apply⁶

Highlights

The Chime Card™ is a secured credit card designed to help you build credit stress-free while enjoying the benefits of modern, fee-friendly banking⁸. Whether you’re starting out or rebuilding your credit, the Chime Card™ can give you control of your spending, flexibility in funding, and real rewards—all without the burden of high fees or interest charges¹.

To apply for a Chime Card™, Chime® Checking Account is required to apply.

Chime Card™ Key Highlights:

Cash Back – Cash back (2% cash back on category of choice, e.g., gas and groceries) with Chime Plus™ status³.
Simple Funding Options – Add money quickly via direct deposit, ACH transfer, linked debit card, or fee-free cash deposits at Walgreens and Duane Reade⁴.
Wide Access, Zero Stress – Use your card at fee-free in-network ATMs⁶ and deposit cash without extra charges at approved locations⁴.
Credit Building Made Simple – Top 10% of members using Credit Builder, an earlier version of Chime Card, in a 2025 study observed a FICO® Score 8 increase of 71 points over 8 months of on-time payments. Avg 28 pt increase across all study participants. Other financial activity may impact overall credit history and scores. Results may vary, see Chime.com for details⁵.
No Credit Check & No Interest – Apply without a credit check, enjoy no interest charges¹, and never worry about annual or late fees.
Your Security Deposit, Your Limit – Spend only what you deposit into your secured account, giving you full control over your available credit⁷.

Get Started today and take the first step toward building your credit.

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GreenFi

Get peace of mind with three coverage levels, up to $300, for purchase transactions with opt-in & eligible direct deposit.*

Highlights

GreenFi helps you save money, earn cash back¹, and plant trees² – all while keeping your money out of fossil fuels. No mandatory fees.³ No greenwashing. Just a better way to bank.

Up to 6% Cash Back¹
Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.

Earn up to 3.50% APY⁴
Put your money to work with our high-yield savings account. Terms and conditions apply.

Get Paid Early⁵
Your paychecks arrive up to 2 days early when you set up Direct Deposit.

55,000 Fee-Free ATMs
Unlimited withdrawals at over 55,000 Allpoint ATMs worldwide, with cash deposits available at select locations (other account fees apply).

Feature-Packed Mobile App
Manage your finances and measure your environmental impact on the go.

Live Customer Support
Our Support Team is here to help you make the most of your account.

Review Full Terms and Conditions here

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Surge® Platinum Mastercard®

Up to $1,000 credit limit doubles up to $2,000*

Highlights

Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
Initial Credit Limit of $300 – $1,000* (subject to available credit)
All credit types welcome to apply!
Monthly reporting to the three major credit bureaus
See if you’re Pre-Qualified without impacting your credit score
Fast and easy application process; results in seconds
Use your card at locations everywhere that Mastercard® is accepted
Free online account access 24/7
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
Checking Account Required
Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Give Your Credit a Surge

It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

How it Works

The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!

Why Choose the Surge Card?

If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.

Get Approved Today!

* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.

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